

Buying your first home? Building your dream home? Refinancing your current home?
No matter what your needs are, choosing the right home loan is one of the most important decisions you will ever make. Bank of Ripley and Bank of Tipton offer a variety of financing options and our experienced lenders can help find the right loan to meet your needs*.
- Real Estate Loans
- Purchase/Refinance
- Construction/New
- First Time Home Buyer
We offer a variety of loan products to serve our customers needs.
Additional Mortgage Loans offered:
FHA Loan
This loan is for the customer who has a small amount of cash for down payment and desires to be a homeowner. The customer has flexibility with the source of down payment. The loan is secured through the government by the Federal Housing Authority.
VA Loan
This loan is for active and inactive military veterans seeking home ownership. This loan is guaranteed by the Department of Veteran's Affairs. The customer receives a lower rate and longer terms.
Mortgage Loan Originators / NMLS ID #
Bank of Ripley, a division of Security Bank and Trust Company: #494802
Aureli, Janice Kaye #269237
Brooks, Stephanie #1810884
Frazier, Tyler Cordale #2562165
Goforth, George Rickie #646447
Hines, Regina Garrett #556828
Mitchell, Jeffrey Wayne #646478
Hines, Regina Garrett #556828
Mitchell, Jeffrey Wayne #646478
Sanders, Brenna Bailey #2676705
Sloan, Gary Levern #646450
Whitley, Bret H #422935
* Not all borrowers will qualify for all lending programs. Income restrictions and collateral requirements may apply.