About Us

In the aftermath of the Great Depression, a group of young businessmen in Ripley, Tennessee saw a need to organize a bank that could offer to the local residents financial assistance to fulfill their needs in a more personal manner. Thus, the newly formed Bank of Ripley opened its doors on July 14, 1939.

The Bank of Ripley is a locally owned community bank that provides quality service and products in a personal "Home Style" manner. We provide a broad range of traditional and innovative banking, investment and financial services to consumers of all types, retail, commercial, and industrial.

The Bank of Ripley team is made of a diverse group of people. Team members are trained and also have the opportunity to continue education. This affords knowledgeable staff that keeps abreast with the latest financial information.

Through the advances in technology of Check Imaging, Automatic Teller Machines (ATMs), Electronic Funds Transfer (EFTs), and internet banking, the Bank of Ripley makes it easier than ever before for our customers to conduct their financial business. At Bank of Ripley, banking is still a people business.

The Bank of Ripley listens to its customers, and from their comments, we keep abreast for the improvements of our products and services as well as the delivery of them. The Bank of Ripley is the proud recipient of the coveted Tennessee Quality Award for six consecutive years.

For many years, the Bank of Ripley has served the area of Lauderdale County with four of our banking offices located within the corporate limits of Ripley, the county seat of Lauderdale County. In 1999 the Bank of Ripley opened Bank of Tipton, its first branch outside of Lauderdale County within the corporate limits of Covington, Tennessee, the county seat of Tipton County.  Just recently (2020) Bank of Tipton expanded into the the Atoka area of south Tipton County offering our new Loan Processing Office. As a result, we are a labor intensive, highly personalized provider of financial products that help our community, through its citizens, grow and prosper.

Above all else, our customers and community needs dictate our values, policies, procedures, and performance expectations. Corporate values have been articulated in our mission statement. The Bank of Ripley is dedicated to holding to the best traditions of the past while embracing the new and exciting potential of the future. The visions of the early organizers of the Bank of Ripley still remain in our environment today.