Personal Savings

Account This Account Is For You If... Minimum Opening Balance Service Fee Special Features
Christmas Club AFT You want to be prepared for the extra expenses the holiday season can bring. $10.00 A $5.00 withdrawal fee will be assessed for each withdrawal.
  • Interest is paid on balances above $10.00
  • Checks are issued in November.
Christmas Club Payroll You want to use payroll deduction as a convenient way to save for holiday expenses. $0.00   A $5.00 withdrawal fee will be assessed for each withdrawal.
  • Interest is paid on balances above $10.00
  • Checks are issued in November.
OZZIE Owl Club You are a kid 12 years or younger. KIDS ONLY! No Adults Allowed. Kids can enjoy learning to save through this special account for those up to 12 years old. $25.00 Transaction Limitations:
You may make three (3) withdrawals per QUARTER without a charge. On the fourth withdrawal and each subsequent withdrawal, you will be charged a $5.00 transaction fee. You may make six (6) preauthorized, automatic, telephone or Internet Banking withdrawals per MONTH (above transaction fee does apply to these types of withdrawals). Your account may be automatically closed if the transaction limitation rules are abused.
  • Kids earn cool prizes such as membership card, savings book, balloon, tattoo, pencil, sharpener, eraser, and t-shirt depending upon their balance.
Regular Passbook Savings You want to get started saving for future expenses. $50.00 Transaction Limitations:
You may make three (3) withdrawals per QUARTER without a charge. On the fourth withdrawal and each subsequent withdrawal, you will be charged a $5.00 transaction fee. You may make six (6) preauthorized, automatic, telephone or Internet Banking withdrawals per MONTH (above transaction fee does apply to these types of withdrawals). Your account may be automatically closed if the transaction limitation rules are abused.
  • Interest is paid quarterly
  • Information is available through Touch-Tone Teller and NetTeller.

 

Top of Page