Mobile Deposit

Mobile Remote Deposit Capture for iPhone and Android

With Mobile Remote Deposit, you can save yourself a trip to the bank by depositing checks using our Mobile Banking App. It's easy, safe and the most convenient way to deposit checks.

Benefits and Features:

Getting Started is Easy:

  1. If you don't currently bank with us, open a checking account.
  2. Sign up for Online Banking.
  3. Download our Mobile Banking App or update to the latest version if already installed (iPhone or Android phone).
    Available on the App Store Android App on Google play
  4. Use your Online Banking Username and Password to login.
  5. Tap the "Deposits" tab and follow the instructions to get approved for Mobile Remote Deposit.
  6. After approved Simply tap Deposit to deposit your check(s) and follow the prompts.

Tips For all Users:

  1. Place check on a dark well lit surface for best image.
  2. Make sure that check image is clear and readable (if you can't read it, we can't read it).
  3. Make sure that all edges of the check are in within the viewing area.

 

Important Deposit Requirements:

  1. Endorsement - All Checks MUST have your signature and the words "FOR MOBILE DEPOSIT ONLY." (Note: If check isn't properly endorsed with your signature and "For Mobile Deposit Only" then IT WILL BE REJECTED.)
  2. Please make sure that the image of the check is clear and all information is readable. (Hint: place check on dark surface and in a well-lit area.)
  3. Store Deposited Check in a secure place for a minimum of 2 weeks after the deposit has been processed. Bank of Ripley may ask you to resubmit or provide original check if there is an issue with your deposit.
  4. Monitor your account and mobile app to verify that check has cleared and that funds are available. If you have any questions please contact Bank of Ripley at (731) 635-1230.

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