Personal Account Pre-Application

To pre-qualify, simply complete and submit the following form. Before you begin, you should know that all applicants must be at least 18 years old. For Ozzie Owl Kids Club accounts, an adult must complete this form and be a joint owner.

A Bank of Ripley customer service representative will contact you concerning your choice of a new deposit account or loan account. We look forward to being "your bank" by providing you with quality accounts and exceptional service.

Feel free to contact us with any questions you may have.

Required fields are marked with an asterisk.*

 

Personal Account Pre-Application

All applicants must complete Section A. If you are pre-qualifying for a consumer deposit account, complete Sections A and B. If you are pre-qualifying for a consumer loan, complete Sections A and C. If you are pre-qualifying for both deposit and loan accounts, complete all three sections.

If you work in Tennessee and reside outside of Tennessee please contact us.

Deposit Accounts

 BanClub  BanClub Plus  Free Checking
 Reward Checking  Now  Super Now
 Money Market  Chairman Club  Savings
 Ozzie Owl Kids Club  Christmas Club AFT  Certificate of Deposit

 

Loans

 Personal Installment Loan  FMHA Loan  Mortgage Loan
 Auto Loan  Home Loan  VA Loan

Section A - General Information

State: TN
State: TN

Joint Owner Information

By completing this section I acknowledge that I am pre-qualifying as a joint party for a joint application

*You do not need to fill out this section unless you are pre-qualifying for a joint application.

State: TN
State: TN

Section B - Deposit Account Information

 I will come by Bank of Ripley / Bank of Tipton
 Debit my existing Bank of Ripley / Bank of Tipton account
Account Number 

Please Provide The Following Verification Information:

 Yes   No

Section C - Loan Pre-Qualification Information

If the credit line or loan is for home purchase, refinance, construction-to-perm, repair or maintenance, the following information is requested by the Federal government to monitor this lender's compliance with the Equal Credit Opportunity and Fair Housing Laws. The law provides that a lender may neither discriminate on the basis of this information nor on whether or not it is furnished. If you do not wish to furnish this information please indicate below.

 I do not wish to furnish this information.
 American Indian or Alaskan Native
 Asian
 Black or African American
 Native Hawaiian or Other Pacific Islander
 White
 Male   Female
Ethnicity:
(select one)


Marital Status:
(select one)


 American Indian or Alaskan Native
 Asian
 Black or African American
 Native Hawaiian or Other Pacific Islander
 White
 Male   Female
Ethnicity:
(select one)

Marital Status:
(select one)


  Months  Years
(NOTE: Alimony, child support or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.)
 Yes   No
Please verify security code:

BY CLICKING ON THE SUBMIT BUTTON BELOW, I (WE) WISH TO PRE-QUALIFY FOR THE LOAN AND/OR DEPOSIT PRODUCTS LISTED ABOVE AND CERTIFY THAT ALL INFORMATION PROVIDED ABOVE IS CORRECT. I (WE) AUTHORIZE YOU TO CHECK MY (OUR) CREDIT AND VERIFY THE INFORMATION PROVIDED IN THIS FORM. I (WE) ALSO CERTIFY UNDER PENALTY OF PERJURY THAT THE SOCIAL SECURITY NUMBER(S) PROVIDED ABOVE IS/ARE CORRECT AND THAT I AM NOT (WE ARE NOT) SUBJECT TO BACKUP WITHHOLDING UNDER THE INTERNAL REVENUE CODE. I (WE) UNDERSTAND THAT ADDITIONAL INFORMATION MAY BE REQUIRED BEFORE A LOAN DECISION CAN BE MADE OR AN ACCOUNT ESTABLISHED PER THIS PRE-QUALIFICATION. I (WE) FURTHER UNDERSTAND THAT APPROVAL BY BANK OF RIPLEY/BANK OF TIPTON FOR ANY OF THE LOAN OR DEPOSIT PRODUCTS IS CONDITIONED ON MY (OUR) AGREEMENT TO ABIDE BY ALL TERMS AND CONDITIONS CONTAINED IN THE APPLICABLE ACCOUNT CONTRACT AGREEMENT. I FURTHER AGREE TO RETURN ANY ACCESS DEVICE FOR OBTAINING FUNDS FROM ANY TYPE OF ACCOUNT UPON DEMAND BY BANK OF RIPLEY/BANK OF TIPTON.

I HAVE READ THE ABOVE STATEMENT AND AGREE TO THE TERMS SET OUT THEREIN.

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