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Great American Clean-up
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4/28/2008
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Each of us holds an obligation to preserve and protect our environment. Through our everyday choices and actions, we collectively have a huge impact on our world. It's really a simple concept, but one with far reaching effects. Nationwide, close to 3 million volunteers will campaign for a cleaner, greener America as part of the2008 Great American Cleanup by participating in 30,000 community improvement activities and educational workshops happening in over 17,000 communities nationwide.
The Great American Clean-up for Lauderdale County took place on Saturday, April 28, 2008. This hard working group of volunteers pictured above worked in the Henning area to “fight dirty” against litter. Pictured are Inez Glenn, Jimmie Flemming, Minnie Flemming, Angie Koonce, Ann Tate, Julia Gilbreath, Matt Williams, Hal Rice, Bobby Mitchell and Pamela Cherry.
UPDATED 4/28/2008
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Halls High New Ag Learning Center
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4/23/2008
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The groundbreaking for an Agriculture Learning Center on the Halls High School campus recently had local and state officials happy to sling a little dirt. Initiated by agricultural instructors at HHS, the final step in contract approval took place in the April meeting of the Lauderdale County Commission. With the contract, the county earned $150,000 to use in the project that could begin construction in early May. From left, Halls Mayor Trent McManus, HHS Principal Andy Pugh, Tennessee State Commissioner of Agriculture Ken Givens, State Representative Craig Fitzhugh, Lauderdale County Superintendent of Schools Phillip Jackson and Lauderdale County Mayor Rod Schuh.
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County Teachers of the Year Honored
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4/18/2008
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Nine Teachers of the Year for Lauderdale County were recognized at a dinner given in their honor by the Bank of Ripley on Thursday, April 17th. They were presented certificates and a crystal apple in congratulations of a job well done.
Pictured from Left to Right are:
Phillip Jackson, Superintendent of Schools, Leslie Sigman, President Bank of Ripley, Ronnie Joe Clendenin (Halls High School), Beth Keen (Halls Elementary School), Paul Climer (Halls Jr. High School), April Oliver (Ripley Elementary School), Frances Young (Ripley Elementary School), Lory Markowski (Ripley Elementary School), Jo Baker (Lauderdale Middle School) Kelly McCanless (Halls Elementary School), Lisa Massongill (Ripley High School), Craig Fitzhugh, Chairman Bank of Ripley.
Congratulations to these fine teachers and a big thanks to all of our teachers.
UPDATED 4/18/2008
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You are invited to the annual Herb Festival on Saturday, May 24th and Sunday, May 25th from 10:00am to 4:00pm each day.
Anthony's Greenhouse & Herb Farm
3712 Brighton ~ Clopton Road
Brighton TN 38011
901~476~9481
Plant Sales ~ Crafts ~ Refreshments
Scheduled Events
Saturday
10:00am "Lavender! The Sweet Herb"
by Mrs Sarah Burnett
11:00am "Hygrangeas, Hygrangeas, Hygrangeas!
by Diane Meucci of Gardens Oy Vey
1:00pm "Sedum"
by Paul Little of Little Hill Nursery
Sunday
1:00pm "How to Make Fresh Mozzarella Cheese in the Microwave in Less than 30 Minutes"
by Julia Jarvis of Julia's Herbal Gifts
2:00pm "Cooking with Tara"
by Tara Anthony
COME JOIN IN THE FESTIVITIES AND FAMILY FUN!!</b
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NetTeller Online Banking- Safe & Secure
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1/1/2008
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Online banking can offer greater security than traditional banking. The ability to receive bills and statements online essentially eliminates the paper trail that leads thieves to your credit, debit and account information. Also instead of waiting for your bank statements to arrive by mail each month, you can review your transactions online whenever you please. This 24/7 access allows you to spot suspicious activity before it gets out of control.
8 Reasons to Use NetTeller Online Banking
1. You'll save time and money. You'll be writing fewer checks and avoid postage costs. Bank of Ripley / Bank of Tipton offers FREE Bill Payer! If you write and mail 10 checks a month, that's a savings of $4.10 a month, that's about $50 a year!
2. It's convenient. Forgot to pay your mortgage payment before leaving for your trip? No problem! You can send that payment from your hotel room or anywhere you have an internet connection.
3. It's easier to track funds. Pay your bills online and you'll know exactly when the payment was issued and when it cleared.
4. Transfer funds immediately. Instead of standing in line for teller service, driving to the ATM or attempting to push the right telephone buttons, you can log on to NetTeller Online Banking and transfer from one account to another instantly.
5. You can review new and old statements. With E-Statement Delivery, you can open a password secured e-mail, receive your monthly statement and save it to your PC. Also NetTeller holds 3 months of past statements online.
6. You can use your account information off-line. From NetTeller you can download banking information to financial software, such as Microsoft Money and Intuit QuickBooks. This makes record keeping easier.
7. Getting started is simple. Online applications are located on our websites for your convenience. For those who like instruction, we offer online "Help" menus or you can come in to any of our locations for a demo.
8. You can still enjoy personal service. Bank of Ripley / Bank of Tipton NetTeller Online Banking offers customer support if you need to speak to a "real person". We are only a phone call or email away!
We invite you to give NetTeller Online Banking a try. Once you try it we are sure you will agree with another one of our customers who said "It's better than sliced bread!"
UPDATED 1/22/2008
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Home Equity Line of Credit
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1/1/2008
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We understand that you work hard to make your house a home. But did you know your home is more than just a roof over your head? It's also a financial haven you can turn to for the money you need to really live. A Home Equity Line of Credit provides you with a convenient source of cash you can use anytime, for just about anything.
What Is A Home Equity Line of Credit?A home equity line of credit works like a credit card.It allows you to continually borrow and repay funds within your approved credit limit. Your monthly payment is based on the amount you borrow. You have the option to pay the entire balance, pay the minimum monthly payment or any amount in between. It works well for a specific purchase or for unexpected borrowing needs. It also provides peace of mind for possible emergencies.
Great Ways to Use Your Home Equity
*Consolidating Bills
*Home Improvements
*Autombile, Boat, RV Purchases
*Investments
*Education Funding
*Business Expansion
*Medical Costs
*Vacations
We're committed to helping you make the most of your hard-earned equity. So come in and talk with one of our team members today about a Home Equity Line of Credit. It really is a better way to borrow!
UPDATED 1/22/2008
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Free Credit Report in Tennessee
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1/1/2008
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Tennessee consumers can now receive a free copy of their credit reports from the three major credit-reporting agencies. This new policy allows consumers to receive copies of their credit history once every 12 months from Equifax, Experian and TransUnion. A congressional law passed is being phased in from the West Coast to the East Coast. For Tennessee and 10 other states, June 01,2005 was the implementation date.
Reports can be obtained at
www.annualcreditreport.com. This is the only authorized source for the free report. Consumers will not receive their credit scores when they receive the credit reports. Consumers will still have to pay if they want to receive their credit scores.
With identity theft at an all time high, this report can only benfit you, the consumer. This free copy will allow you to check for unauthorized charges or entries.
UPDATED 1/22/2008
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Avoid Getting Netted
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1/1/2008
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Internet "phishing" scams are one of the fastest growing frauds today. Phishing involves a bogus email message that uses a legitimate company's logos or graphics to obtain personal financial details such as your credit card number, bank account number and Social Security number.
The Department of Justice advises email users to "STOP, LOOK AND CALL".
STOP. Resist the urge to immediately respond to an unsolicited email despite urgent claims.
LOOK. Read the email several times and ask yourself why the information is really needed by this organization.
CALL. Call the organization using a telephone number that you know is legitimate.
If you believe you have been "phished" you should:
1. Immediately contact your financial institution.
2. Contact the three major credit bureaus to request a fraud alert be placed on your credit report. The bureaus and phone numbers are:
Equifax 1-800-525-6285
Experian 1-888-397-3742
TransUnion 1-800-680-7289
3. File a complaint with the Federal Trade Commission at www.ftc.gov or call 1-877-382-4357.
The bottom line:Don't get hooked by fraudulent phishing attempts!
UPDATED 1/22/2008
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