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Additional Services A worry-free convenient way to make those loan payments or transfers between deposit accounts, this service is free to our customers. Contact any Loan Officer or Customer Service Representative. You may also establish your own automatic transfers using NetTeller's transfer of funds calendar. Film Research is available upon request. If you should lose any bank records and need a copy, we can reproduce them. Our fee for this service is $25.00 per hour. For more information on this service, contact any Customer Service Representative. Account History is also available free of charge using NetTeller 24 hours a day, 7 days a week. Bank-By-Mail envelopes are provided for you to mail in deposits and/or payments. Ask any Teller or Customer Service Representative for details. For newcomers and visitors, local maps are available from any Customer Service Representative or the Marketing Department. Enroll now and register your Bank of Ripley credit cards. This service allows you to check your available credit, view your current balance, access previous statements and much more. This insurance, provided in conjunction with an installment loan, provides accident and health coverage during the term of the loan. Monthly payments are covered and are retroactive to the first day of illness. Ask any Loan Officer about this coverage. This insurance, provided in conjunction with a loan, provides security for the borrower in the event of death. Premiums are determined by the type, amount and term of the loan. Ask any Loan Officer for more information. Day / Night Depository is a convenient, secure 24 hour service offered to our customers. See any Customer Service Representative for further information. Depository Agent-Withholding & Sales Tax This service is offered to our Business customers who want a convenient way to submit withholding and sales taxes. Remember NetTeller Cash Management customers can submit electronic tax payments 24 hours a day, 7 days a week. Never worry about lost or stolen payroll or Social Security checks. Direct deposit allows funds to be safely and electronically credited to your checking and/or savings account. Contact any Customer Service Representative for details. Have you used your last check and your new order hasn't been delivered? We can encode your account number on temporary checks for you for a charge of .50 per check. To ensure your insurance and property taxes are paid on your first mortgage home loan, we can set aside a portion of your payments for this purpose. Contact your loan officer for details. Fax service is available for a charge of $5.00 per fax. Fax machines are located at all bank locations. A wide range of counseling available. For more details about types of financial counseling available, please contact us at 635-1230. Currency Gift envelopes for birthdays, Christmas gifts or other special occasions are available upon request from any Customer Service Representative or Teller. International Currency Exchange You, as our customer, have the convenience of exchanging various foreign currencies. Contact any Teller or Customer Service Representative for more information. We provide permanent laminated protection for your important documents and keepsakes. Bring by your newspaper clippings, certificates, ID cards, etc. Merchant Check Verification "Touch-Tone" Teller A free service to merchants to verify checks drawn on our customers. Call "TouchTone Teller" at 635-6147 and choose option #5. We offer notary service at all our branches. Cashier checks are issued for our customers providing a safer guaranteed venue of transferring funds than cash. Bank Money orders are also available for amounts less than $500.00. Ask any Teller for information. For anyone needing a copy of any original document, the fee is $.50 per copy. This service is available at any location. Safe, private lock boxes within our bank vault are available to our customers at a one-time key deposit and a low annual fee. These boxes are fire resistant and protected by the bank's security system. Several sizes are available at each bank location. NOT FDIC INSURED A convenient current sales tax chart is available from our Marketing Department for merchants. These charts are free. Worried about leaving your valuables at home during vacations or business trips? Short term lockers are available at a low rental fee. NOT FDIC INSURED Social Security (Number) Application We offer forms for new social security numbers. See any Customer Service Representative. Temporary Statements are available from any Customer Service Representative at a cost of $2.00. Remember you can view your current transactions free of charge using NetTeller 24 hours a day, 7 days a week. Tin Application Forms (Business / Organization) These forms are available to apply for a federal tax number for a business/organization from any Customer Service Representative. "Touch-Tone" Teller (731) 635-6147 OR (901) 476-2265 A free password-secured service for our customers to acquire information on accounts. TouchTone Teller also gives information of upcoming community events. Traveler's Cheques "American Express" Traveling for business or vacation? You need the protection of Traveler's Cheques. American Express cheques are honored most everywhere and are much safer than carrying cash. See any Teller or Customer Service Representative for information. Wire Transfers "Domestic" And "International" Bank of Ripley customers have a safe and fast way to transfer funds electronically. Same day credit within the U.S. is available up until 2:00 p.m. Remember NetTeller Cash Management customers have Wire Transfer capability 24 hours a day, 7 days a week. Contact our Wire Department for details.
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